Because you said it costs about the same to live in Kentucky as it does in DC … and I’m saying that as a general statement, that’s not true

Can you live in DC for $3k a month? Sure, but it will be very tight. Not much leftover for going out, etc. Take into consideration that while you may find a better deal on rent at some individual place in DC vs what you’re paying, things like groceries, utilities, taxes, etc. may be significantly higher than where you live.

Anyhow, move to DC if you want. But you’ll be one of the first to do so to save money lol.

Not sure where you got that rate but I know USAID max rate is $750.

You don’t have apartments in Georgetown, mostly private owned homes/condos. The very few apartments do have subsidized housing in them. They are on MacArthur Blvd…… mostly older people that are quite.

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This isn’t going to happen.

Why would a stranger legally bind themselves to you?

Do what others have said: rent a room, not a unit.

This post is a big red flag, and a lot of your comments aren’t helping, OP.

Find a group home.

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Earning twice the rent isn’t going to income-qualify you for most places; the usual standard is that rent is 30% of your income. So you may not qualify for the places you’re looking at, but you’d still be out the application fee and you and your co-signer would have the hard hit on your credit reports.

I know you’ve said you don’t have time to find a group house but there’s loads of them on various social media sites including r/DCforRent plus about 40 different Facebook/insta groups. I’ve seen a lot of listings that prefer a LGBTQ+ roommate or at least an ally. I think you should reconsider your approach, focus on a group house or shared apartment situation and look for something on your own after you’ve had time to build up credit.

I’m not confused, I’m just stating that, objectively, DC is more expensive than Kentucky. I can speak to this from personal experience, because I moved to DC from a lower COL area myself. And if you just google the housing costs in Berea vs DC, you’ll see that I’m right.

But I’m not saying you can’t find a place in DC for less than you’re paying in Berea, because I have no idea what your rent is there. And of course in DC you can offset some of the higher living costs by ditching your car, for example.

I’m just making the general observation that DC is, on average, about twice as expensive as Berea as far as COL goes.

"real job" thanks grandpa I'll go tell my manager at McDonald's that her job isn't real enough for ZonaPunk

EXACTLY you get it

I used to street park my base model BMW in Georgetown. Jack Evans himself came to spit on my windshield each and every morning before work. I finally wised up and bought a Phantom.

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Where would you put it? There's not a lot of empty space left there; none of the houses are tear downs to build an apartment building; if someone has an empty lot, it’s going to be exorbitantly expensive to buy and build on.

My two kids knew from the day they moved out that we would never, ever co-sign a loan. We would give them money to help if we could, but we would not put our lives and credit on the line.

This ask is either trolling or just unbelievably obtuse.

I know many others have said this already, but it really does need to be repeated. This is an absolutely absurd request.

I wouldn't co-sign for a family member or best friend. Let alone someone I've never met who doesn't even have a stable, high-paying job secured in DC.

Your best bet is to find a private landlord and offer to pay several months in advance. You say you have over $6000 in savings. Good. Pay up to six months deposit on a relatively cheaper apartment and you should be good to go.

Good luck to you.

Buahahaha!

Yes, and at this time of year, on a weekend, yes. Office buildings all have garages, but they might not be open on weekends.

The cost of living in DC is about double that of Kentucky

Not saying you can’t do it for less, but it’ll be much harder

You are right that DC is extremely LGBTQ+ friendly, and that’s a great reason to move here - I hope you find the community you’re looking for

Source (yes, I realize it’s a state to city comparison, but you just said “Kentucky”):

https://www.sofi.com/cost-of-living-in-washington-dc/

https://www.sofi.com/cost-of-living-in-kentucky/

Interestingly, I think this is why Barnes and Noble is doing so well despite Amazon and online ordering (I just read they are making record profits and opening more stores). It is kind of best of both worlds - cafe atmosphere but also a library-like atmosphere where you are encouraged to sit and read all day.

“You miss 100% of the shots you don’t take.” -Thin_Decision_9212

You do what every broke 20 something does when the move to get a real job. You live in group house. It's a challenge but doable. But the idea of you wanting some stranger to cosign a lease is fucking insane on so many levels.

So the space could be used to serve more guests, but they took it away to so squatters wouldn't stop them from serving said guests?

Seems like less sitting space exacerbates the issue of squatters, versus something like a mildly-enforced time limit and more spaces to sit.

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