Recent comments in /f/springfieldMO

Tess_Mac t1_je639rv wrote

Reply to comment by Anima_EB in Surgery options by Anima_EB

Then they want you to pay the "estimate" of what your insurance won't cover, I'd talk to your insurance company and also call Cox Patient Assistance today.

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BleedWell3 t1_je636y1 wrote

I used to work outpatient registration at Cox and pre payment is on fact a thing. However, you don’t need to pay anything up front if you’re not able to. They won’t turn you away or anything. I’m like you, I always wait for insurance to do it’s thing first.9

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nobile t1_je629te wrote

Reply to comment by Vast_Constant2328 in PCP-Ambien by Vast_Constant2328

I stopped taking ambien!

My problem used to be that I couldn't take melatonin for more than a few days in a row and then it would stop working altogether for like a week (same with benadryl, plus that one makes me feel like shit the next day). Ambien did the job without the need to stop taking it for a while, but I was always uncomfortable taking it since everyone was always so weary about it.

​

Nowadays I take CBN gummies with melatonin and at least for the past.... 4 months I have been having the best sleep of my life. It works also if I take melatonin separately and vape some indica flower (I get the ones that have higher CBN levels) just before heading to bed. After switching to that, I've been able to even wake up early in the morning feeling well rested and alert.

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Maxwyfe t1_je62256 wrote

Reply to comment by Anima_EB in Surgery options by Anima_EB

Is your surgeon going to offer some assurance as to the outcome of the surgery? I'm guessing not.

I super hate our health care system.

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hobbit5687 t1_je61nud wrote

I just had a minor outpatient surgery at Mercy. On the online portal it made it seem like I had to pay prior to the surgery. But when I checked in for the surgery I said I wanted to wait until my insurance processed it so that I knew exactly what I was paying for, rather than just the general estimate given prior to the surgery. You can’t be required to pay upfront but they make it sound like you do. Hope this helps! Hoping for a smooth and quick recovery for you!

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pssssn t1_je61k9f wrote

They will want you to either pay upfront in cash or credit card, or get on a payment plan with them. I'd suggest calling Cox back and asking them what options they have for financing.

Healthcare in the United States is a dumpster fire, so I wish you all the best.

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Adorable_Depth2238 t1_je60n25 wrote

Cox is the worst demanding money. You DO NOT have to pay up front. Don’t let them talk you into it. Get on a payment plan after surgery. Keep track of every payment as well.

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BeerChemistWhiskey t1_je60bln wrote

Reply to comment by Maxwyfe in Surgery options by Anima_EB

They do this for scheduled baby deliverys as well. Went through having to pay 3k+ up front, even though it was all reimbursed by insurance after the fact. Kind of a backwards system.

Probably they want to cover incidentals or unforeseen events that aren't covered. Instead of hounding you for the cash they think they deserve they already have it to withhold from you.

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Tess_Mac t1_je606m4 wrote

Reply to comment by Maxwyfe in Surgery options by Anima_EB

It's a thing, Mercy does this too. They want you to pay for what they estimate your insurance won't cover.

OP should contact Cox's Patient Assistance Program and check with their insurance company about what will be covered.

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Anima_EB OP t1_je6020e wrote

Reply to comment by Maxwyfe in Surgery options by Anima_EB

I didn't think so but it was a call from the office of the surgeon directly. I'm glad I'm not the only one who thinks this is a bit wild.

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