Yes, money market fund earns interest just like a HYSA. The interest goes right back into the fund as additional shares.

Also, you should convert ASAP. You want the growing to happen in Roth IRA, not traditional IRA.

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One thing to consider is if something goes south with your job quick, how long until you have to be out of the employer house?

You need to consider how long that period is compared to how long it would take you to get the renters out of your house. What if they are 2 months into a year long lease? Can you afford to rent something for your family long enough without your job?

Thank you. I just wish it didn't take so long to see if it a med works 🤣. The adjustment periods are sometimes like 6 weeks long

Are they even allowed to be taking to them? They are known to be represented by a lawyer paid for by their insurance company. Isn't this ex parte communication?

It is in a high yield savings getting ~3.5%. Credit scores are already exceptional (Fico) so not much need for boost in credit score.

It's all trial and error. If one thing doesn't work, try another. If that doesn't work, try something else until you find what works for you. You got this. Don't give up hope yet <3

Have you considered I-Bonds? The rate on them is linked to rate of inflation. Currently they are currently paying just under 7%. Rates are variable and are revised every six months. You can redeem the bond after 12 months. They're probably one of the best rates of return you're going to find for the time being. You could always park your money in one of these while the rates are good and move it later when/if things change.

If you don't need the credit boost from the loan, I'd go for it. It's losing money if it's not sitting in a high-yield savings anyway.

After dealing with car insurance there's usually up to 3 offers the insurance company can give. I used to deal with them for my clients as well as my own accidents. I went from 80% at fault to 20% for me t-boning a woman that ran a stop sign.

You may find these links helpful:

• Retirement Accounts
• "How to handle $"

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Good for you. 🤷‍♂️ No police report I’ve had from an accident stated who is at fault. No one said it did either. It states what happened and if someone was cited for something. The insurance company uses it along with photos and damage assessment to determine fault. They ask for a police report every time you make a claim.

The IRA contribution schedule or my existence?

Yup, no taxes whatsoever unless you withdraw w/o a valid medical expense, and there's a penalty if you withdraw w/o a valid medical expense before 65, at which point it's essentially an IRA.

Is there a 401k calculator that uses direct company contribution and not just that standard of a percent of a percentage? I can not seem to find one that would work for my rules.

You should only lend money you have, you should be willing to have it become a gift, and you should charge fair rates. Right now that’s in the $400-500 range, not $3,000.

It doesn’t matter

Mine is $2k and there's a $3/month investment fee, so I transfer money out to my other HSA at Fidelity every few months before it hits $2k. That way I avoid fees and can invest it a bit sooner.

I’m contributing on a May-April schedule next year because I had to hustle to pay the limit this year due to this jump. I could add enough to change the payment schedule back, or keep it the same schedule because the only benefit is clearer scheduling and the money can go elsewhere.

Wew the pay just increases it looks by time if you just healthy enough with a good blood circulation you just can donate on regular weekly basis

Get ahead of what?

What state are you in, because in Michigan (where I live), insurance claims are run through your company, not the at-fault driver's.

That was our reasoning as well - that amount is just collecting dust (other than savings account interests of 3.5%)

Absolutely! But do I use it to get ahead and back to the calendar schedule, etc.

If you need to borrow the money to lend the answer should be no.