Generally the best time to buy a car is during the holidays. That is when you see most of the commercials and promotions going on. There is a pretty good chance that you will see those rates again during the holidays.

Mine doesn’t charge to roll over (Health Equity) so it’s worth double checking.

I roll mine to Fidelity once a quarter. The only thing HE requires is I keep $25 in there, which is fine.

My plan (all plans?) requires that I keep $1000 in “cash” and the rest can be invested. I have about $35k invested in the various funds offered in my plan.

Fidelity, schwab, or Vanguard.

Get an attorney! They are trying to limit their outlay and care nothing about you. The attorney is worth the protection .

I worked at Progressive for 19 yrs.

No, that's not normal.

Either go through them. Ideal.

Go through your insurance and let them subro. Keep in mind getting your deductible back isn't a guarantee.

I currently give plasma twice a week (the limit) through CSL Plasma. I've been doing this for over half a year and I usually get about $400 a month (amount is based on weight). The big drawback for me is the scarring. I have a bump like scar on my arm from where the needle goes in. Aside from that and the initial pain of having the needle go in and out, I don't have any complaints. I literally sit in a chair for an hour on my phone while the machine does its thing.

It's a nice bit of extra income that I can use on whatever. Usually on trips or unexpected costs (such as having to replace a flat tire).

Btw, after they get the plasma from your blood, they pump everything else back into you and it is COLD. Bring a blanket.

get that in writing - then complain to your state’s insurance regulators.

Don't believe social media.

Crypto dorks are trying to fear monger their shit speculative investments back into some value before they dump all of it and run away with your money.

Ignore it. If they're serious they can file a police report and insurance claim.

99.99% chance they don't. And even if they do you just have to say "Prove it was me." since they can't you're off the hook.

Thanks and thanks for the link too! Looking to go back door than. Looking at fidelity and recommendations if you have an option on where to go to get this done.

>the parking is parallel so I don’t know how I could have hit their car without realising, especially their front bumper.

Parallel parking is when you are parallel to the curb/street, not to the other cars. I.e., one car in front of the other and you may have to park between the rear bumper of one car and the front bumper of another. So you could definitely hit somebody's front bumper parallel parking (with your rear bumper most likely).

Perhaps you mean the cars were parallel to each other? As in you pull into spaces that are side by side.

But if you didn't hit them, I'd ignore it.

That seems to be the consensus here lol. Any recommendations on where best to do the back door Roth?

Makes sense thanks for the reply. Any tips on where is best todo the back door Roth? Was thinking fidelity since there name is brought up here a lot.

Yes, you can rollover your balance from one HSA to another, and this has no penalty or tax owed. You can have as many HSAs open as you want, and are not locked into the HSA that comes with your employer's plan. Your total annual contribution is still limited to $3850 individual / $7700 family across every HSA in your name. You probably can't do an automatic "sweep", though I suppose there might be HSA providers who allow that.

This has a couple potential downsides you'd have to balance. HSA providers almost always charge a "transfer fee" to move money from them to another HSA. This is usually around $25-35 per transfer. So doing this a lot is going to cost you more.

The IRS does allow you to do an "indirect rollover" where you simply withdraw from one HSA (incurring no fee), and do a "rollover deposit" into a second. As long as that deposit occurs within 60 days of the withdrawal and you report everything correctly on your tax return, then this also incurs no tax or penalty. But you're only allowed one indirect rollover every 12 months.

It was a cashiers check that was a deposit for a room for an event. They said they hold on to the check till after the event and based off how the room was left, they either take the money or return it (or shred it). I told them please don’t shred it, it’s a cashiers check and I need the check to redeposit it. They confirmed with me and said they would keep it on file. When I went and asked for it back, they handed it to me and said it wasn’t deposited, I guess the person who used to work there deposited it and didn’t tell anyone (Idky) and now they are saying they can’t give it back to me and I have to wait for a check after I move out.

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True. That is possible as well.

If the student loans are federal I would wait until the Supreme Court decision before paying them off.

I would invest. If you think about, you're just asking if you should diversify into real estate. To me, that's a personal thing.

When things go well family and friends tell me that taking care of rental properties is no big deal especially when they use property managers. And then when things don't go well, they complain about this renter not paying or that rental needing repairs. My investments? They don't ever ask me to leave in the middle of a family gathering to take care of an emergency. I can spend a lot of time managing my investments or I can set them to auto contribute.

Some may argue there is greater return on real estate. Some may disagree. I neither disagree nor disagree. I just don't want to be hassled. Taking care of maintenance on my primary home is plenty hassle enough.

Good luck, OP. No wrong decision here. That you have the funds to do either means you're way ahead of the game of life.

if you're not at fault, do not even talk to the other party. just go through claims department and let them sue the other insurer.

Sounds good! Someone else pointed out my HSA might charge transfer so I’ll look into that but I appreciate it!

That's good like at an emergency this can actually help to bring out a major boost in the economy though

That’s what I’m saying! The manager keeps saying we don’t keep money in the office and they deposited it into my account but I already paid my last months rent! It’s just sitting in my account and I’m supposed to wait over a month to get it back, it makes no sense at all. I tried to be firm and polite but all they say is, you have to wait till you move out to get the check. I told them it’s not fair they mess up and I deal with the consequences, that’s my money!!! The manager said she will call me back today with an update but she’s notorious for not calling back so I’m just going there by the end of the day. I don’t care how they do it but I should get my money back.

Oh yeah, those are all really good points. Yeah, if they charge me $30 a year to transfer the money it’s not worth it since that’s what I’m paying each year to invest anyway.