Recent comments in /f/personalfinance
AutoModerator t1_jeea7er wrote
Reply to comment by alexm2816 in I’m a 21 year old who wants to know about investing and just how economics work by [deleted]
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alexm2816 t1_jeea7cf wrote
Reply to I’m a 21 year old who wants to know about investing and just how economics work by [deleted]
Economics is a field that spans so far and so wide that no person can explain it in a reddit post. How we deal with scarcity (everything is scarce to some extent) is fascinating and has far more to do with our own value systems on a personal basis than anything to do with macro/micro economics.
The next recession will occur in the future. And then another one will happen. And another. On average recessions are likely every 7 years give or take and we're overdue. All the while things will likely trend up and like a boat in the ocean there's not much benefit to fighting it.
Read the wiki. Understand 80% of the 'what' by understanding the prime directive. Come back with actual focused questions that you haven't found an answer to as opposed to blanket statements asking for
ElementPlanet t1_jeea6vt wrote
Reply to I’m a 21 year old who wants to know about investing and just how economics work by [deleted]
This submission has been removed because it does not meet the subreddit submission guidelines (rule 1). Other subreddits are better equipped to address these topics:
- /r/AskEconomics is good for questions related to economics or economic analysis.
poodog13 t1_jeea2ah wrote
Reply to I want to open an HYSA to put my savings in. Which place should I look into first? by Key_Editor1985
Honestly, I don’t know that I’d bother with a HYSA for such a low amount. 4.00% on $1000 is $40 per year. I don’t think that’s worth the hassle of having to potentially transfer funds back and forth between institutions.
fishproblem t1_jee9zpk wrote
Reply to comment by ronnevee in I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
From the language in their post, it sounds like they might have bought figurines?
Aggressive_Milk4402 t1_jee9wfw wrote
Reply to comment by Kinglakers2003 in 22 and in $10,000+ Debt by Balance_Holiday
I agree with all of this, however on a personal finance sub, he doesn’t need to provide us any reasoning for his career choices, that’s his decision. If it pays well and looks of interest go for it.
thredder t1_jee9ui8 wrote
Reply to I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
It was Lego, wasn't it?
GeorgeRetire t1_jee9syj wrote
Reply to comment by Vegetable-Delicious in Rent expenses advise by Vegetable-Delicious
But you wrote "I am done sharing with roommates" so I'm assuming you have already ruled that out?
strgazr_63 OP t1_jee9gu7 wrote
Reply to comment by formthemitten in Eharmony turned me over to collections by strgazr_63
I was blocked from the app.
[deleted] t1_jee9e6l wrote
Reply to Eharmony turned me over to collections by strgazr_63
[deleted]
AutoModerator t1_jee95kj wrote
Reply to I’m a 21 year old who wants to know about investing and just how economics work by [deleted]
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ShopEmpress t1_jee91xc wrote
Reply to comment by Seattle0718 in I make 42k and I work from home 4 out of 5 days a week. I signed a 60k offer onsite 23 miles there and back 45 min, 45 min back. Does this make any sense? by RemarkableCell1859
I do. It's not ideal and I'm looking for a place closer to work but this is how the dice fell and I'm making it work.
formthemitten t1_jee8znm wrote
Reply to comment by strgazr_63 in Eharmony turned me over to collections by strgazr_63
Blocked from what? You can call the company or reach them via email I would assume.
strgazr_63 OP t1_jee8xiu wrote
Reply to comment by formthemitten in Eharmony turned me over to collections by strgazr_63
I have been blocked.
dancanm t1_jee8ohn wrote
Reply to comment by HaruspicyEnjoyer in Can someone please confirm for me that selling plasma/platelets isn't a scam? by hooontaaah
One solid reason which I know is if they have tattoo or they got inked in their body then they aren't capable enough to give their plasma
hardcosign t1_jee8kwg wrote
Reply to comment by timbear17 in Can someone please confirm for me that selling plasma/platelets isn't a scam? by hooontaaah
That shit hurts though a lot but depends some treatments are just too simple. Have done a plenty of times and it wasn't that painful enough
bigwingding t1_jee8i0v wrote
Reply to I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
I spent a bunch of money on homebrewing equipment only to lose my taste for beer in general a few months later. I know myself now. I like to pick up new hobbies just to see if I can do them, once I can confidently do the hobby I lose interest almost entirely. My understanding is that I like growing as an individual and am risk averse, I need to channel these qualities into something greater. In my specific case that's real-estate investing and finance. I wish you the best on your journey. Don't hate yourself for wanting to explore and try new things, cut your losses and try another thing to that will help you grow and further your personal and professional goals.
WastinTimeTil5 t1_jee8hv2 wrote
Reply to comment by formthemitten in Eharmony turned me over to collections by strgazr_63
I also would imagine you would have received an email confirming the cancellation. Either way, need to contact the company
[deleted] t1_jee8h8c wrote
Reply to Is it unrealistic to put a down payment on a house within 2-3 years of saving by SecondaryKitty
[deleted]
jsgquk82651g t1_jee8gjs wrote
Reply to Are low foreclosed and pre-foreclosed house prices a scam? How is it possible for their prices to be so low? I'm planning on moving to Seattle soon and have been considering them. by illusiveconsistence
Not Seattle, an example of one of the low houses in my area when I was looking at the same. The house had been abandoned for an undisclosed amount of time. There were no doors, and the house had some graffiti, but the copper seemed like it was still there from what was visible. The sale was all cash on the close of the auction. Because the house was exposed to the elements you were buying the land in the neighborhood and hoping to scrap as much as you could while you removed the entire interior structure and roof of the house. It still sold for twice starting price.
DD_equals_doodoo t1_jee83lm wrote
Reply to comment by 4runner01 in I make 42k and I work from home 4 out of 5 days a week. I signed a 60k offer onsite 23 miles there and back 45 min, 45 min back. Does this make any sense? by RemarkableCell1859
Part of this is incalculable. For example, the $60K job likely comes with higher potential earnings later on. It is generally much easier to move to $80K from $60K than it is from $42K and so on. Spending extra year(s) at a $42K job could come with significant opportunity costs down the road. Then you start thinking about time value of money, etc and those become magnified quite a bit.
formthemitten t1_jee7vs2 wrote
Reply to Eharmony turned me over to collections by strgazr_63
Did you use the app?If you have an iPhone, you can look at your subscriptions. Use that to track if you actually cancelled. Past that, you need to contact the company.
tonyisadork t1_jeea9m2 wrote
Reply to comment by tossme68 in Is reskilling / starting a new career worth it in my situation? 30 years old. by GuidanceParticular42
So? OP is only 30. That's a solid 35 more working years ahead of them. Spend 4 years prepping and it's still a great ROI if they enjoy the work.