Recent comments in /f/personalfinance
Elowan66 t1_jee7nbb wrote
Reply to I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
Everyone has spent big on dumb stuff and later regretted it. If your figuring finances and losses on a spreadsheet while in college, something tells me you’ll be fine. I’d be more concerned with paying off the 40k ASAP and not eventually. The interest saved may get you that 6k back.
snyderling t1_jee7n89 wrote
Reply to Can someone please confirm for me that selling plasma/platelets isn't a scam? by hooontaaah
It's legit, and you could make hundreds if you enough donate enough, but it's probably not gonna be that much. I did it a few years ago with CSL Plasma. They let you donate every two days (but no more than twice a week). Each donation took about 4-5 hours (2-3 waiting in line and 1-2 donating), and they paid me 50$-$150 because of sign up bonuses.
So if you managed to make 8 donations in the first month with the sign-up bonus, you could make over a thousand in a month. But after that, you'll make a lot less than that because it hurts to donate too much, and you'll likely get closer to the $50 side of payouts after the first few.
But ~$10/hr to sit with a needle in your arm while watching Netflix isn't terrible.
kaiser1025 t1_jee7n39 wrote
Reply to comment by nobbyv in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
Yeah its registered. I had been using the temp paper tag. Then they called me yesterday telling me I can pick it up. The accident was 3 days ago
nobbyv t1_jee7hs0 wrote
Reply to comment by kaiser1025 in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
If you already have a plate, you should be able to have it assigned to the new car. But this is immaterial if the car is totaled. A car doesn’t need to be registered to “exist” (which is won’t for much longer anyway); it needs to be registered for you to drive it on public roads. Which you can no longer do.
SwordfishTough t1_jee7hn4 wrote
Reply to comment by kaiser1025 in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
I see. I recommend confirming the requirements first before you do anything.
Smurfiette t1_jee7gmn wrote
Reply to comment by alwaysbooyahback in I want to open an HYSA to put my savings in. Which place should I look into first? by Key_Editor1985
When they increase rates, do they automatically increase rates or would you have to contact them to apply the new rate?
DD_equals_doodoo t1_jee7fej wrote
Reply to comment by CCJonesy in I make 42k and I work from home 4 out of 5 days a week. I signed a 60k offer onsite 23 miles there and back 45 min, 45 min back. Does this make any sense? by RemarkableCell1859
I think the issue is that fresh grads (people in their first jobs) generally don't understand professional norms and that is a function of lack of experience (not their fault). Having fewer examples around that help establish professionalism can cause issues. While many people can manage remote work just fine, many people cannot. Companies are calling employees back into offices for this reason (and others) - it isn't because of the reddit excuse of "real estate."
RedYellowPurpleGreen t1_jee7e7q wrote
Reply to Are low foreclosed and pre-foreclosed house prices a scam? How is it possible for their prices to be so low? I'm planning on moving to Seattle soon and have been considering them. by illusiveconsistence
Usually some combination or all of the following:
- They list the starting point of the bidding - will actually sell for more
- All cash only
- Have to pay back taxes as a condition of the sale
- Require at least the purchase price in repairs and renovations
Apollyon314 t1_jee75sn wrote
Reply to I make 42k and I work from home 4 out of 5 days a week. I signed a 60k offer onsite 23 miles there and back 45 min, 45 min back. Does this make any sense? by RemarkableCell1859
People in big cities would kill for that kind of commute for 12 mile each way. This is a no-brainer totally worth it move. Edit. I think i misread OP as 23 miles round trip. Still a great commute though.
kaiser1025 t1_jee75qa wrote
Reply to comment by SwordfishTough in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
I just remember reading about it being illegal to possess one without it assigned to a vehicle? Or something
[deleted] OP t1_jee6ylh wrote
Reply to comment by Fatherbiff in What to do with a small amount of inheritance? by [deleted]
[deleted]
blacklassie t1_jee6wcc wrote
Reply to I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
Don’t beat yourself up too much. You learned something about budgeting that will serve you well in life and we’re not talking about ruinous amounts of money here. Sell what you can now and regroup. Being down $3K will feel better than being down $6K.
ronnevee t1_jee6w0f wrote
Reply to I spent too much money on a hobby and I'm feeling depressed and don't know what to do by Upbeat_Indication_54
Switch your thoughts to focusing on growth, not beating yourself up for the past. You are wasting money by beating yourself up to the point where you can't get value out of what you already spent. You are also making your education less valuable by dwelling in beating yourself up over this. Actively work to change your mindset on this to get the most value and enjoyment out of your hobby.
Is there any space to teach this hobby or rent out some of the equipment?
SwordfishTough t1_jee6u3o wrote
Reply to comment by kaiser1025 in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
What do you need the tag for? (This might be a state specific thing I'm not aware of)
[deleted] t1_jee6bnf wrote
debbiewith2 t1_jee6aiz wrote
Reply to comment by [deleted] in What to do with a small amount of inheritance? by [deleted]
Exactly! Let this be your buffer so that you can make a budget to save (and invest) significantly!
kaiser1025 t1_jee68m5 wrote
Reply to comment by nobbyv in Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
To get the tag. They already paid for it. I'm still going to pay them back, as previously agreed.
NorwegianPearl t1_jee68f4 wrote
Reply to comment by CCJonesy in I make 42k and I work from home 4 out of 5 days a week. I signed a 60k offer onsite 23 miles there and back 45 min, 45 min back. Does this make any sense? by RemarkableCell1859
I mean y’all can both be right in the correct context. Not every job or culture functions that well remotely. In my old job I was able to work remote, but I just got a raise and promotion this past year more or less because I ‘am around’. Obviously there’s a little more to it, but I was building relationships at the plant, helping out troubleshooting with things outside of my scope, and just giving the plant a feeling that engineering cares about what’s going on. That would not have happened if I stayed remote.
crd1992 OP t1_jee67yg wrote
Reply to comment by Itchy-News5199 in Is this a scam? Someone left a note saying I hit their car by crd1992
Hahah I know right!!
nobbyv t1_jee65ue wrote
Reply to Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
Why would you need to go to the used car dealership? Your family member who was dumb enough to sign for you is on the hook for the car. You can continue to pay them back for it or not. End of story.
dutchbrah t1_jee65pi wrote
Reply to 22 and in $10,000+ Debt by Balance_Holiday
Why does everyone on this sub with money problems have a car loan?
[deleted] t1_jee65jr wrote
[deleted] OP t1_jee62qo wrote
Reply to comment by debbiewith2 in What to do with a small amount of inheritance? by [deleted]
[deleted]
93195 t1_jee7r2u wrote
Reply to Bought an 07 Scion, already had plate. Totalled on highway 8 days later; at-fault, no health ins. Basic auto ins. No emergency fund. Commute is 60mins by car. 51 of 53 miles are highway by [deleted]
The dealer doesn’t want your tag, but the DMV does. If you don’t complete the process to transfer the tag to your next car, you are legally required to return it to the Florida DMV, either in person or by mail.
Your license can be suspended if you don’t do it within 30 days.