[removed]

Why? You're begging the IRS to come after you.

Again, it depends on how long until you expect to receive a similar offer. You're trying to solve a mathematical equation without filling in all of the variables.

[deleted]

Does the absolute amount matter?

If it does. Call it 100k salary with a 20k bonus for staying 8months ... what offer would it take today to forfeit that bonus?

Get a room mate or two then maybe.

It's more that companies ask what your current salary is, and like to base their offer on that, and that information is becoming more and more readily available to employers, so lying works less.

​

Shit practice, and sad reality.

Honestly it might not be scam cause op car did have scratches before parking w/ said I would just ignore if I didn’t do it

> Get roommates. Again, relationships.

I'm with you so far as the physical presence, having done both and now gone back to hybrid (few hours remote, then on-site for about half the day) the rapport I have with my colleagues is almost entirely based around in-person interaction. I don't think anyone calls or IMs people to chitchat the way you do when you bump into someone in-person. That matters.

That said, living with a roommate is probably going to be irrelevant to OP's career. Unless you're rooming with strangers, which is ten flavors of gross.

Yes, you can claim a dependent if they are a US citizen, US national, US resident alien, or a resident of Mexico or Canada.

Very fair point. Fully agree, personally. Some people just aren’t as hyper about it, so I try to temper my commentary.

No one here is going to be able to give you specific advice for your situation except "you need to keep trying to contact the attorneys to see if they will offer a payment plan".

Apart from that, how much equity is in the home? (That means the value of the home if you sold it yourself minus how much is left on the mortgage, if there is a mortgage.) Without anyone in the household earning a living wage, it may make more sense to sell the home yourself rather than have it sold by the county, and use the proceeds to pay off the mortgage/property tax, and if there's anything left over that can help with finding a place to rent.

Second steps will be that you (definitely) and your mother (if possible) need to be job hunting. If you are young and in ok physical shape, and not on drugs, you can easily make $16-20+/hr at a dozen or more national employers (USP, fedex, amazon come to mind) and be working in 1-2 weeks. Without knowing your mom's yearly income of course nothing useful can be said about that, but if she's $20k behind on taxes I'm guessing "mobile cat groomer" isn't really a job but rather a hobby, and she may need to look for a real, reliable income if she is able.

my opinion it seems evident your unhappy with your present employer. Why stay stagnant in a role that may cause stress, confusion and a toxic workplace. I also work in insurance auto/ nine years with my employer and i have never even looked at another insurance carrier. Am I always happy? hell no..I complain too often- lol 😂 However, in the greater perspective the employer has been very good to me over the years and I have an abundance of flexibility- so I suck up my indifferences and just try to remain optimistic .

I hope you make the choice, you will be at peace with whatever that maybe 🤗🤗

Separate the emotional aspect of the home from the financial aspect. It’s nice to own a home, but it’s not a need.

Based on your numbers above, your mortgage and some utility costs will be more than 50% of your take home budget. You also don’t account for property tax, insurance, and maintenance. It seems a bit too tight. But, everyone is different. You could also rent a room to help out on the mortgage.

Build your overall budget, write down your goals (retirement, travel, etc.) and see how those goals fit in with what’s left.

Head of household filers are single parents.

On your new W4, you have to tell your employer about your other sources of household income. In your case, that’s your spouse’s job.

Then I have no idea how much the salary would need to be to offset the retention bonus. You're asking about a mathematical calculation and can't provide all of the terms to make that calculation.

yea go into renting. part ways and you ll be okay.

You don’t even have to rent an Airbnb. You can get a mailbox through a private company that looks like a physical apartment address.

[removed]

I've been all over the place. 6months, 11months, 2x zero (I accepted an offer while a retention Bonus was on the table) that's been my personal history. I have no idea how that compares to an industry average.

In sorry you had to go through that as well. I've always taken pride in my work especially because I'm the breadwinner in my family. I wantes to ride it out for a year and really give the company a chance but I think it's time to throw in the towel.

I have friends who went to another insurer and they're willing to help get my CV across so I'm hoping things work out. With the primitive systems, unnecessary processes and unrealistic expectations, I'm constantly drowning. Thanks for sharing your experience!

Depends on how long you expect it would be for you to get a similar offer.

Yeah, I already max out HSA and put 5% in 401k, but it’s a good call to try increasing contributions. Just need to run numbers to see if it’s not a big jump. Thanks!

This. Yes the sacrifice is there in terms of work life balance but with the bump in salary, future growth prospects and salary bumps will take into account this new salary as the baseline.

So how much would the offer have to be to accept it and forego the bonus?