And the OP called PA hell on earth….

So true! Nor’easter, bomb cyclone, rain then next day 60 degrees and sunny. Make up your mind Mamma Nature.

Michigan would like to chat with you about roads.

Resident. Listen. It's not a bad place for hiking, there's definitely lots of places you can go nearby (old 82 is my personal favorite. Its like a mini graffiti highway and its tucked away in the woods, can get busy during the summer tho). Its within 20 mins to half an hour of both wyomissing and downingtown so things to do are close. But the town itself is BEYOND boring and a very culty "small town" mindset where everyone needs to be in everyones business, especially if you have kids who go to Twin Valley. That and you have to constantly be paranoid about running over the amish on back roads. If you don't mind traveling for a little bit to do things, its not a bad place to live. Just don't really ever anticipate doing things in town, all we have is a walmart, lowes, and a bunch of fast food :(

Edit: anyone who wants to know where old 82 is, lmk. I don't think too many people outside of birdsboro and morgantown know its even there. Its so cool, its literally the original route 82 that they had to close because it collapsed due to the river. I have pictures too if anyones interested

Yes, but then you have to, you know, live in Ohio.

I’ve seen this guys channel. I find anyone that does “poverty tourism” to be pretty loathsome. I’d like to know where he’s from that makes him so much fucking better than everyone.

It’s been the place to go for cheap drugs for at least 20 years now.

If you live in Western Pa you know what I am talking about, Clairton, Mckessport, Penn Hills, PITTSBURGH.

I live in Laureldale which is apart of Reading. Will I get shot here?

Then local on top of it all, chaps my ass.

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Your mom is a liberal city.

I do enjoy no tax on my pension and SS that is no more offset by the horrible roads, the garbage strewn highways. The abandoned homes, the list goes on.

https://www.pennlive.com/life/2023/03/pennsylvania-has-no-4-highest-tax-rates-in-us-report.html?outputType=amp

There may be a way to prove that it was taxed going into a 401k by one state so that if you move to another that taxes it on its way out it may not be taxes. That's easy enough to figure out

Edit: I was wrong. You follow the tax laws of the state you are currently in. So you can be double taxed - taxes when put in in pa and when take out elsewhere if they tax that. But also you can avoid all state taxes - work/live in Ohio and don't pay state income tax on 401k contributions, then retire to PA and take them out tax free. https://www.bogleheads.org/forum/viewtopic.php?t=215167

Can't speak for Chester, but Reading is turning into a shooting alley. Just check the local emergency responders Facebook page.

It's becoming the cheap stop for drugs and gangs moving product between New York and Philly.

How do you conclude that Pa has the 4th highest tax rate in the nation?

Liberal cities with all of their taxes suck.

You just have to stick around a while to retire here. :-)

No taxes on 401k or IRA withdrawals, or pensions or Social Security. Our federal income was 6 figures last year, but for PA our income was so low we qualified for tax forgiveness to pay $0 in PA income taxes.

Well, yes that would be the goal of a structure like that.

Sure, assuming you plan on staying and retiring in PA.

>"A lot was over-exaggerated..."

12:30 mark:

> " ... better yet as longtime PAers will say, don't even move to this state at all."

Places that tax 401k contributions don't tax them on the way back out. Basically makes them a state level Roth.

at least you don't have to deal with Philadelphia city wage tax?

Is there ever a time where anyone says, "you know what? There's too little crime here. We need a bit more!"