Recent comments in /f/Pennsylvania

mentalgopher t1_jb3y391 wrote

Your first mistake is going through Carvana. They like doing the whole "cart before the horse" shit.

Technically, you can have insurance as a named operator in this state. (Proof: I have a named operator policy with my insurer.) Most companies will have you go through a local agent to set this up, if they'll offer a Named Operator policy. Once you actually purchase a vehicle, you can add the car onto the policy and you're set.

If you don't wanna go the N.O. route, just get the VIN info from Carvana. You wanna know what the hell you're purchasing before you pull the trigger and buy, anyways. Besides, if you haven't received something like a Carfax from them, the VIN will give you a perfect excuse to get one from them. You definitely want to know the vehicle history, as it's something a lot of insurance companies use to determine your rate.

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monachopsiss t1_jb3s3xh wrote

Get all set up with the insurance first, you can just give the agent the make and model if you don't have the VIN yet. Explain you're about to buy it, on X date. And then once you have purchased it on X date, call them back and confirm all the info and ask for it to take effect that day. You can literally just call from the car before you drive away and finalize it quickly.

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